What is a PFS Guided Wealth Plan?
Your PFS Guided Wealth Plan combines the algorithmic intelligence and analytical statistics of an online portfolio manager with the personal touch and support of a professional wealth advisor through our Guided Wealth Portfolios (GWP). The combination is an effective and sensible investment solution to consider for those new to investing, and/or smaller, combined account values (typically $5,000-$250,000).*
Personalized recommendations
Whether you’re just getting started or have been saving for a while, GWP uses a proprietary system to develop a personalized investing plan that will help you pursue your investment goals.
Ease and convenience
You’ll enjoy the ease, privacy and convenience of online account opening and ongoing management with timely e-communication from our experienced client liaisons and wealth advisors who are available to answer your service and investment advisory questions.
GWP allows for easy consolidation of your other investment accounts for easier supervision and management.
Why Choose PFS Guided Wealth?
- Portfolio allocation tailored to your age, financial goals, and investment time frame, as well as risk tolerance
- Appropriate for taxable accounts, as well as retirement accounts, such as traditional IRAs, rollover IRAs and Roth IRAs
- A diversified portfolio with a mix of low-cost, exchange-traded funds (ETFs)
- Automatic annual rebalancing to your target portfolio allocation and daily adjustments from the drifts in volatile market environments
- Tax harvesting, when applicable, to help manage the impact of capital gains on your tax return
- Tax-efficient investment strategies
- Low account minimums; starting at $5,000*
- 24/7 online account access
- Call center support for technical and operational GWP questions at 800.558.7567, voice prompt: 'Online Access'
- Access to experienced wealth advisors and client liaisons 440.740.0130, x501
*Accounts under $10,000 are subject to a $20 custodial services fee.
How It Works
1. Enter your information
To see what GWP is about and preview your Personal Investment Plan road map, GWP will need some information about you, such as your age, risk tolerance, current investments and savings amount.
2. Review your personalized investing plan
After you view our recommendations, if you’re 60 or younger and have at least $5,000 ready to invest, you can choose to enroll in GWP, and we'll implement your personal investment plan. If you choose not to use GWP, your Personal Investment Plan road map is complimentary and remains available to you for 45 days before it expires with no action on your part.
3. Implement your plan
If you decide to enroll in this investment advisory service and allow us to implement your investment road map, GWP will administer your account using our customized investing process. GWP is a cost-effective way to minimize mutual fund management fees, potentially reduce taxes, and help you pursue your personal financial goals through a well-executed investment plan that is aligned with your life plans.
Get Started Now
Want to see what we recommend for your situation? Simply complete your investment assessment to see our recommendations for your financial goals.
You don't have to be wealthy to get started! Your personal investing plan is part of your service program. Simply provide some information about yourself (age, risk tolerance, goals, etc.) to see what PFS Guided Advice with GWP recommends.
Already have an account?
If you ever have any questions, we're only a phone call away! Contact us at 440.740.0130, x501 during regular business hours, 9:00 a.m. to 5:30 pm EST.
Have additional financial planning needs?
Visit Financial Advice to learn more, or schedule a meeting with one of our wealth advisors.